PRE-PLANNING FAQ
Toll-Free: 1-888-443-8800
- Where does the money go that I prepay into the plan?
- How can I be sure the funeral home won't charge my loved ones more at the time of my funeral?
- What if the cost of the funeral service I prepay is greatly increased in actual cost at the time of my death?
- What if your funeral home is no longer in business at the time of my death?
- What if my family moves out of the area before I die? Do we lose the money paid to Crosser Funeral Home?
- Won't my life insurance benefits cover all my funeral expenses?
- Doesn't Social Security provide a death benefit?
- Can Crosser Funeral Home ever cancel my Advance Funeral Plan?
- Shouldn't I wait until I'm older to deal with this?
- How do I know you will really put my money in a Trust?
- Where does the money go that I prepay into the plan?
By Ohio law, Crosser Funeral Home will deposit 80% of the money received toward a Crosser Funeral Home Plan into a Trust, where it cannot be released to us until after the funeral you have chosen has been provided for you. 100% of the money you have pre-paid will be used for your funeral.
- How can I be sure the funeral home won't charge my loved ones more at the time of my funeral?
Crosser Funeral Home is contractually obligated to provide all of the service and merchandise included in your Crosser Funeral Home Plan. The only change would be if the survivors would wish to purchase any merchandise or service in addition to the prearranged plan.
- What if the cost of the funeral service I prepay is greatly increased in actual cost at the time of my death?
By contract, Crosser Funeral Home can never charge more for any of the services and merchandise that you have chosen to be included in your Crosser Funeral Home plan, no matter how many years prior to use your plan was established.
- What if your funeral home is no longer in business at the time of my death?
Because your money is held in a certified Trust governed by Ohio law, it will always be there for your funeral, even if Crosser Funeral Home were to be purchased or go out of business.
- What if my family moves out of the area before I die? Do we lose the money paid to Crosser Funeral Home?
Should you move outside of our service area, your Crosser Funeral Home Advance Funeral Plan either provides for the return of the money you have paid, or provides for your funeral at the funeral home of your choice, depending on the plan.
- Won't my life insurance benefits cover all my funeral expenses?
It may, but aren't your life insurance benefits intended for your spouse's security or your child's education? Also, the cost of a funeral continues to rise, while your life insurance benefits don't increase over time.
- Doesn't Social Security provide a death benefit?
Social Security provides a lump-sum payment of only $255, and only of you qualify! Well below the cost of any funeral.
- Can Crosser Funeral Home ever cancel my Advance Funeral Plan?
Absolutely not. The Crosser Funeral Home Advance Funeral Plan is a permanent lifetime protection. So as long as payments are paid on time, your agreement can't be cancelled because of your age, health, or any other reason.
- Shouldn't I wait until I'm older to deal with this?
No. The younger you are, the more you have to gain. Prices will continue to rise until you freeze your costs by your purchase.
- How do I know you will really put my money in a Trust?
Each Crosser Funeral Home Advance Funeral Trust is registered with the State of Ohio and all Trust Fund records are periodically audited to assure the deposit of funds.
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